Privacy Policy
Effective Date: 7/14/2023
Introduction:
Spaulding Managed Credit (the “Company”) is are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy (the “Policy”) outlines how the Company collects, uses, discloses, and protects the information you provide to us when using the Company website. By accessing or using the Company services, you agree to the terms and practices described in this policy. Please read this Policy carefully to understand how the Company handles your information.
1. Information the Company Collects:
1.1 Personal Information:
When you visit the Company website or apply for a business loan, the Company may collect certain personally identifiable information, including but not limited to your name, contact details (such as email address, phone number, and mailing address), financial information, employment details, and business-related information. We may use this information to text, mail or email you directly.
1.2 Non-Personal Information:
The Company may also collect non-personal information, such as your IP address, browser type, device information, and website usage statistics, through the use of cookies, web beacons, and similar technologies. This information helps us analyze trends, improve Company services, and enhance your browsing experience.
2. Use of Information:
2.1 Providing Services:
The Company uses the information you provide to process your loan application, verify your identity, evaluate your eligibility, communicate with you regarding your application, and provide you with the requested services. The Company may also use your information to customize and improve Company website, products, and services.
2.2 Marketing Communications:
With your consent, the company may use your contact information to send you text messages, emails, promotional materials, updates, and offers related to Company business loans or other relevant products and services. You can opt-out of receiving such communications at any time by following the unsubscribe instructions provided in the communication or by contacting us directly.
2.3 Legal Obligations and Compliance:
The Company may disclose your information to comply with applicable laws, regulations, legal processes, or governmental requests. The Company may also use and disclose your information to protect Company rights, property, and safety, or those of Company users or others, as permitted by law.
3. Information Sharing:
The Company may share your information with select third parties in the following circumstances:
3.1 Service Providers:
The Company may engage trusted third-party service providers who assist us in delivering Company services, such as loan underwriters, credit bureaus, identity verification services, and IT support providers. These service providers are contractually bound to protect the confidentiality and security of your information and are authorized to use it solely for the purposes specified by us.
3.2 Business Partners:
In certain cases, the company may enter into partnerships or collaborations with other companies to offer joint products or services. If you choose to engage with these offerings, your information may be shared with Company partners. The Company will always inform you when your information is being shared with a third party and provide you with the option to opt-out.
3.3 Legal Requirements and Safety:
The Company may disclose your information to comply with legal obligations, enforce Company terms and conditions, protect Company rights or the rights of others, and safeguard against fraud, security threats, or illegal activities.
4. Data Security:
The Company is committed to protecting the security of your personal information. The Company implements appropriate technical, administrative, and physical safeguards to prevent unauthorized access, disclosure, alteration, or destruction of your information. Despite Company best efforts, no security system is completely foolproof, and the company cannot guarantee the absolute security of your information.
5. Data Retention:
The Company retains your personal information only for as long as necessary to fulfill the purposes outlined in this Policy unless a longer retention period is required or permitted by law. The Company will securely dispose of or anonymize your information when it is no longer needed.
6. Your Rights:
You have certain rights regarding your personal information, which may include the right to access, correct, update, or delete the information the Company holds about you. If you wish to exercise these rights or have any questions or concerns about Company privacy practices, please contact us using the contact details provided below.
7. Updates to the Policy:
The Company reserves the right to update or modify this Policy at any time. Any changes the Company makes will be effective immediately upon posting on the Company website. The Company encourages you to review this Policy periodically to stay informed about how The Company handles your information.
8. Contact Us:
If you have any questions, comments, or concerns about the Company Policy or the Company privacy practices, please contact us at:
Spaulding Managed Credit, LLC
30423 Canwood Street
Suite 112
Agoura Hills, CA 91301
888-726-7304